Care beyond your smile to the health of your entire body, specializing in the vital connection between dental wellness, airway health, and restorative sleep

Financing

At our practice, we believe cost should never stand between you and a healthy smile, which is why we offer flexible financing options to make your dental care more accessible and affordable.

Flexible Financing Through Cherry and CareCredit

When the cost of dental treatment feels like a barrier, third-party financing can make a significant difference. We are proud to offer financing through Cherry and CareCredit, two of the most trusted patient financing platforms available today.

How Cherry Financing Works

Cherry is a fast, patient-friendly financing option that lets you split the cost of treatment into predictable monthly payments. The application process takes just minutes and does not require a hard credit pull to check eligibility. For example, a treatment like Invisalign that may cost several thousand dollars upfront can be broken down into a monthly payment that fits comfortably into your budget.

How CareCredit Works

CareCredit is a dedicated healthcare credit card that can be used specifically for medical and dental expenses. It offers promotional financing options, including plans with low or no interest when balances are paid within a promotional period. Many patients find CareCredit especially helpful for larger treatment plans, such as dental implants or comprehensive cosmetic work, where spreading payments over time makes the investment feel far more accessible.

Understanding Your Dental Insurance at Our Practice

Navigating dental insurance can feel confusing, but knowing how your plan works helps you get the most out of every visit. We are in-network with most major PPO insurance plans, including Cigna, Aetna, Humana, United Healthcare, and MetLife, making it easy for patients to access the care they need.

When you visit an in-network dentist, your insurance company and the practice have a pre-negotiated fee agreement, which typically means lower out-of-pocket costs for covered procedures. Out-of-network providers do not have this agreement, which can result in higher costs depending on your plan. We currently accept most PPO plans and Medicare, giving a broad range of patients access to the quality care they deserve.

No Insurance? No Problem

Not having dental insurance does not mean going without care. Dr. Vibhakar’s practice is developing an in-house dental membership plan specifically designed for patients who are uninsured, underinsured, or simply prefer a straightforward alternative to traditional coverage.

The membership plan is built around the idea that everyone deserves access to consistent, high-quality dental care without the frustration of dealing with insurance paperwork, annual maximums, or claim denials. With a simple annual or monthly membership fee, patients gain access to preventive care and reduced rates on additional services throughout the year. It is an honest, no-surprises approach to dental care that puts the focus back on your health rather than your coverage status.

We are proud to offer this option as part of our commitment to judgment-free dentistry. Whether you are a young professional between jobs, a small business owner without employer-sponsored coverage, or simply someone who prefers to keep things simple, our membership plan gives you a clear and affordable path to the care you need.

Ready to Love Your Smile?

Schedule your appointment today and experience personalized dental care that puts your comfort first. Healthy teeth. Confident you.